Travel Medical Insurance
A lot of people think that their health insurance plan will take care of them when they’re traveling outside the country. While that is technically correct, the experience can be a nightmare.
Here’s what you can expect if you have a medical emergency while traveling:
There have been news reports about tourists being forced to pay tens of thousands of dollars at a foreign hospital before they were allowed to go home.
You Really Should Get Health Insurance When Traveling Abroad (Wall Street Journal)
And it might take weeks or months to be reimbursed while the insurer verifies the charges. And that makes sense. Providers outside the country are definitely out-of-network, and confirming the claims are legitimate is not an easy process.
This is definitely true if you have a big deductible and out-of-pocket exposure. And if you’re on Medicare, it could be even worse; Medicare only covers you for life-threatening emergencies outside the United States, and Medicare supplements have a $50,000 lifetime limit.
There is a better way!
With a travel health insurance policy from GeoBlue, you can have up to a million dollars in coverage with no deductible while you’re traveling outside the country, all at a surprisingly low cost. You’re covered for minor and major accidents and illnesses, and the policy even includes medical evacuations when necessary.
You’re supposed to relax when you’re on vacation, not worry about what might happen. With GeoBlue, you can travel with the peace of mind that comes with knowing that you’re protected.
