BCBSTX Renewal Received

Send this to the client via secure email when you receive their BCBSTX renewal offer.

Subject

Your BCBSTX Renewal for [Month] 1, 2025

Body

Dear [Client Name],

Attached is your Blue Cross Blue Shield of Texas (BCBSTX) renewal for [Month] 1, 2025. Your current plan(s) reflect a [___]% change compared to last year.

This adjustment is due to a combination of medical trend (overall healthcare inflation), the standard age adjustment (everyone in the group is a year older), and any demographic changes in your census since last year’s renewal.

A few key updates to note:

• HSA-compatible plans: Most have no changes to in-network deductibles or annual out-of-pocket maximums compared to 2024.

• Copay plans: Many saw increases to in-network deductibles and annual out-of-pocket maximums compared to 2024. While RX copay tiers remain the same, office visit copays have slightly increased on many plans.

• Because member cost sharing is higher on many copay plans for 2025, their trend rates are slightly lower compared to HSA-compatible plans.

Please review the attached renewal details at your convenience. If you’d like to discuss alternate plan options or have any questions, feel free to email me or call me at [phone number].

Thank you for your time, and I look forward to assisting you with your 2025 benefits.

Best regards,
[Your Name]
[Your Contact Information]

Attachments

(Attach the group’s BCBSTX renewal)